GRM vs PITIA

PITIA = Principal, Interest, Taxes, Insurance, and Association (HOA) dues = monthly cash-expenses

used by DSCR lenders: DSCR requires the property itself to rent well enough to clear that 1.0-1.25 ratio...A $400k property needs roughly $2,700-3,000/mo in PITIA covered by market rent

GRM = Gross Rent Multiplier = propertyPurchasePrice / annualRent

Edited: 2026-07-22 11:54:40.424818 | Tweet this! | Search Twitter for discussion

Bill Seitz