ZIRP

Zero interest-rate policy (ZIRP) is a macroeconomic concept describing conditions with a very low nominal interest rate, such as those in contemporary Japan and in the United States from December 2008 through December 2015 and again from March 2020 until March 2022 as a result of the COVID-19 pandemic. ZIRP is considered to be an unconventional monetary policy instrument and can be associated with slow economic growth, deflation and deleverage.[1] Under ZIRP, the central bank maintains a 0% nominal interest rate (fed funds rate). The ZIRP is an important milestone in monetary policy because the central bank is typically no longer able to reduce nominal interest rates. ZIRP is very closely related to the problem of a liquidity trap, where nominal interest rates cannot adjust downward at a time when savings exceed investment. However, some economists—such as market monetarists—believe that unconventional monetary policy such as quantitative easing can be effective at the zero lower bound. https://en.wikipedia.org/wiki/Zero_interest-rate_policy

Fed Funds Rate: 1953-present https://www.finder.com/fed-funds-rate

also Zero Interest-Rate Phenomenon, meaning some activity/structure that is totally dependent on the Policy, and now (2023, post-ZIRP) destined to fail. High-capital-requirements "start-ups" probably fall into this category. Maybe even all money-losing startups (above a certain size/age)?