structure of peer-managed organization to share/reduce costs of an activity
A worker cooperative is a cooperative owned and self-managed by its workers. This control may mean a firm where every worker-owner participates in decision-making in a democratic fashion, or it may refer to one in which management is elected by every worker-owner who each have one vote. https://en.wikipedia.org/wiki/Worker_cooperative
Examples of tech worker cooperatives? https://news.ycombinator.com/item?id=7634152
May'2014 article: Loconomics provides an online marketplace and business-management software for entrepreneurs such as bodyworkers and psychotherapists. Bring It Local offers online crowdfunding tools for grassroots groups. The co-op members - freelancers in the case of Loconomics; employees and donors in the case of Bring It Local - will own shares, receive dividends and have a voice in running the companies.